Sofina Johari
Dr. Sofina Johari

Licensed Financial Planner & Advisor · Malaysia

Dr. Sofina Johari

From quantum problems
to money problems.

  • Navigating personal finance market since 2020
  • 8+ insurance & takaful providers
  • 100s of unit-trust funds

Services

Service

Comprehensive Planning

A full financial health assessment — cash flow, protection, investments, retirement and estate — with goals evaluated and progress monitored over time.

Service

One-off Modular Planning

Targeted advice on a specific concern — a major purchase, your will and wasiat, or whether your retirement savings are on track.

Service

Unbiased Recommendations

Access to 8+ insurance and takaful providers and hundreds of unit trusts — so the product fits your plan, never the other way around.

Credentials

Credential

Licensed Capital Market Representative

SC eCMSRL/C1713/2022
Credential

Islamic Financial Advisor (IFAR)

Bank Negara Malaysia Approved
Credential

Shariah Registered Financial Planner

MFPC — 2021
Credential

PhD in Physics, Battery Materials

Universiti Malaya — 2022

Licensed Financial Planner & Advisor · Malaysia

Making a difference to your financial future.

From a PhD in physics to financial planning, I bring scientific rigour, Shariah-compliant strategy and genuine care to every ringgit you plan, protect and grow.

Let's Plan!

Your interactive DIY toolkit. Slide through four key financial planning pillars: Cashflow, Protection, Future, and Legacy. Test your numbers, watch Sofina react, and build your plan.

Swipe the cards or use the arrows

Power 0%

World 1-1

The Coin Pipes

Illustrative numbers only — the assumptions are deliberately simple, and this isn't personal financial advice. For that, chat with Sofina!

Your First Step

Simple financial concepts
for everyone.

Adopt these strategies to improve your financial situation immediately!

PS: This book serves to provide tips and strategies on financial planning, but most importantly you need to apply and practice these strategies. Happy reading!

Let's Talk

Your future won't
plan itself.

A first conversation costs nothing — and might change everything.